06 757 5210  |  info@wabraham.co.nz

Funeral Trust Account

A secure and flexible way to prepare for the future.

Opening a Funeral Trust Account with W. Abraham Ltd gives you peace of mind, knowing your funeral expenses are planned for and safely set aside. It’s a thoughtful step that can relieve your family of financial stress when the time comes.

How It Works

Your funds are placed in a trust account with ANZ, under your name. These funds:

  • Accrue interest over time
  • Are only accessible after death, once a death certificate and funeral invoice are provided
  • Remain your personal asset, not part of W. Abraham Ltd’s business funds
  • Are protected, with strict withdrawal conditions and no admin fees

You’ll receive an annual statement with your balance and earned interest.

What Happens Later

After your funeral, any unused funds are refunded to your estate. If more is needed, the balance can be covered by your estate or those arranging your funeral.

Abrahams Funeral Home office
Abrahams Office

Important Protections

  • Two W. Abraham signatories must authorise any withdrawal
  • Funds are exempt from asset testing for residential care subsidies (under Work and Income NZ rules)
  • Funds can’t be used for any other purpose
  • No commissions or admin fees are taken

Early Withdrawal

In rare cases, funds may be withdrawn early:

  • If you move and transfer the account to another funeral provider
  • If you are experiencing financial hardship (proof required)

Pre-Planning Your Funeral

You may choose to pre-arrange your funeral at the same time as setting up the trust, or you can simply take care of the financial side now and decide the details later. We’re here to guide you through your options.

Pre-arrange your funeral

Opening an Account

We’ll need a few documents to get started:

  • IRD number
  • Photo ID
  • Proof of address (e.g. utility bill or bank statement)

Make an appointment

We can meet at our premises or in the comfort of your own home – whatever suits you best.

Call Us